Financial fitness personal training – build your money machine in 12 weeks
A hands-on coaching programme for women who are ready to take control of their finances, start investing, and build real, lasting wealth – on their own terms.
What you'll have by week 12
A clear financial structure and budget that actually works for your life
A higher monthly surplus through smarter income and cost decisions
Calm and confidence in financial decisions – now and long-term
A clear financial structure and budget that actually works for your life
What's included
- 6 bi-weekly 1:1 coaching sessions with Sophie
- Video lessons across mindset, budgeting, investing, and entrepreneurship
- Practical workbooks and financial tools for every week
- WhatsApp support on weekdays 9–5 EET
- Personalised feedback on your financial progress
- Ongoing mentoring throughout the full 12 weeks
Programme outline
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Welcome
4 lessons- START HERE - Welcome & Instructions
- BOOK YOUR 1:1 KICK-OFF SESSION with Sophie
- Your Situation Assesment
- Setting Expectations
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Weeks 1-3
16 lessons-
Week 1: Launch & Your Situation Assesment
- Book Your Following Two Bi-weekly Coaching Sessions for Weeks 1-3
- Week 1 – Welcome
- Week 1: How to Get the right Money Mindset and Set a Good Money Structure
- Week 1 - Workbook: How to Build Your Financial Plan in 7 Steps
- Week 1 - Workbook: Future Questions
- Week 1 - Workbook: Create Your Money Mantra
- Week 1 - Workbook: Set Your Money Goal
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Week 2: Follow a Budget
- Week 2 - Video: What Are Your Time & Money Alligators?
- Week 2: Create a Budget (and stick to it)
- Week 2 - Assignment: Monthly Family Budget
- Week 2: Eleven Questions to Ask Yourself Before Buying Anything
- Week 2 - Workbook: Know Your Priorities
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Week 3: The Pay Yourself First Method
- Week 3: Your Bi-weekly Coaching Session
- Week 3 - Video: Pay Yourself First and Create an Automated Money Machine
- Week 3 - Workbook: The Bucket Strategy
- Week 3 - Workbook: How to Make Your First Million
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Weeks 4-6
10 lessons-
Week 4: Pay down your credit card debt or other expensive loan
- Week 4 - Video: Pay Off Your Bad Debt
- Week 4 - Workbook: How to pay down your credit card debt
- Week 4 - Workbook: The Savings Horizon
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Week 5: Save yourself a buffer
- Week 5: Your bi-weekly coaching session
- Week 5 - Video: Start saving yourself a buffer
- Week 5: How to save more money - additional ideas
- Week 5 - Workbook: Calculate your financial freedom number
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Week 6: Start investing
- Week 6 - Video: The most common investment categories and the Bucket strategy
- Week 6 - Book recommendations: Learn more about stocks and bonds
- Week 6 - Workbook: A quick guide to starting your investment journey for beginners
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Weeks 7-9
11 lessons-
Week 7: Reduce your expences
- Week 7: Your bi-weekly coaching session
- Week 7 - Video: Cut your biggest expenses
- Week 7 - Workbook: Three decision-making tools that help you save & invest more
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Week 8: Increase your income & the number of income streams
- Week 8 - Video: Increase your income and the number of income streams
- Week 8 - Workbook: How to increase your income – navigating the platform economy
- Week 8 - Workbook: 10 ideas how to increase your income & investments
- Week 8 - Workbook: Income stream map
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Week 9: Real estate investing
- Week 9: Bi-weekly coaching session
- Week 9 - Video: Real estate investing
- Week 9: Books and podcasts
- Week 9 - Workbook: The ABC of Real Estate Investing
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Weeks 10-12
21 lessons-
Week 10: Increase your investments
- Week 10 - Video: Accelerate your money-making machine
- Week 10 - Video: The advantages of investing through a company
- Week 10 - Book recommendations: Stocks and bonds
- Week 10 - Workbook: The Compound Interest
- Week 10 - Workbook: The Bucket strategy
- Week 10 - Workbook: Increase your income and investments
- Week 10 - Workbook: The Savings Horizon
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Week 11: The Cashflow Quadrant & Start a business
- Week 11: Bi-weekly coaching session
- Week 11 - Video: FIRE No & Compound Interest, Rule of 72 and the 4% Rule
- Week 11 - Video: The Cashflow Quadrant
- Week 11 - Video: The Mindset of an Investor-Entrepreneur
- Week 11 - Robert Kiyosaki's Cashflow Quadrant visualised
- Week 11 - e-book: The Path to financial freedom and the power of starting your own business
- Week 11 - Workbook: Your FIRE Number
- Week 11: Life's too short to be wasting the best years of your life stressing over money 24/7
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Week 12: You're set for life!
- Week 12 - Video: Accelerate your wealth by being a business owner and an investor
- Week 12 - Workbook: Profitable & purposeful business
- Week 12 - Workbook: The Rule of 72
- Week 12 - Workbook: The 4% Rule
- Week 12 - Workbook: Your Freedom Vision
- Week 12 – Workbook: How to Accelerate Your Wealth as a Business Owner
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Summary and reflections
4 lessons- Book your final coaching session
- Programme Feedback
- Video: Thank you and summary
- Ready to Take Your Financial Freedom to the Next Level?
Your coach – Sophie Berggårdh
Sophie is a money mentor, brain-based coach, and investor who has built her own financial freedom from the ground up. She combines practical financial strategy with coaching methodology to help women build wealth in a way that fits their real lives — not a generic template.
Your investment
Includes all 12 weeks of content, 6 private coaching sessions, workbooks, tools, and WhatsApp support throughout the programme.
€ 4 500 onetime, all materials included
This programme is for educational purposes only. Sophie is not a licensed financial advisor. Investing involves risk. Please consult a qualified advisor before making investment decisions.