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Financial fitness personal training – build your money machine in 12 weeks

A hands-on coaching programme for women who are ready to take control of their finances, start investing, and build real, lasting wealth – on their own terms.

What you'll have by week 12

A clear financial structure and budget that actually works for your life

 

A higher monthly surplus through smarter income and cost decisions

 

Calm and confidence in financial decisions – now and long-term

 

A clear financial structure and budget that actually works for your life

 
What's included
  • 6 bi-weekly 1:1 coaching sessions with Sophie
  • Video lessons across mindset, budgeting, investing, and entrepreneurship
  • Practical workbooks and financial tools for every week
  • WhatsApp support on weekdays 9–5 EET
  • Personalised feedback on your financial progress
  • Ongoing mentoring throughout the full 12 weeks
 

Programme outline

  1. Welcome

    4 lessons
    1. START HERE - Welcome & Instructions
    2. BOOK YOUR 1:1 KICK-OFF SESSION with Sophie
    3. Your Situation Assesment
    4. Setting Expectations
  2. Weeks 1-3

    16 lessons
    1. Week 1: Launch & Your Situation Assesment

      1. Book Your Following Two Bi-weekly Coaching Sessions for Weeks 1-3
      2. Week 1 – Welcome
      3. Week 1: How to Get the right Money Mindset and Set a Good Money Structure
      4. Week 1 - Workbook: How to Build Your Financial Plan in 7 Steps
      5. Week 1 - Workbook: Future Questions
      6. Week 1 - Workbook: Create Your Money Mantra
      7. Week 1 - Workbook: Set Your Money Goal
    2. Week 2: Follow a Budget

      1. Week 2 - Video: What Are Your Time & Money Alligators?
      2. Week 2: Create a Budget (and stick to it)
      3. Week 2 - Assignment: Monthly Family Budget
      4. Week 2: Eleven Questions to Ask Yourself Before Buying Anything
      5. Week 2 - Workbook: Know Your Priorities
    3. Week 3: The Pay Yourself First Method

      1. Week 3: Your Bi-weekly Coaching Session
      2. Week 3 - Video: Pay Yourself First and Create an Automated Money Machine
      3. Week 3 - Workbook: The Bucket Strategy
      4. Week 3 - Workbook: How to Make Your First Million
  3. Weeks 4-6

    10 lessons
    1. Week 4: Pay down your credit card debt or other expensive loan

      1. Week 4 - Video: Pay Off Your Bad Debt
      2. Week 4 - Workbook: How to pay down your credit card debt
      3. Week 4 - Workbook: The Savings Horizon
    2. Week 5: Save yourself a buffer

      1. Week 5: Your bi-weekly coaching session
      2. Week 5 - Video: Start saving yourself a buffer
      3. Week 5: How to save more money - additional ideas
      4. Week 5 - Workbook: Calculate your financial freedom number
    3. Week 6: Start investing

      1. Week 6 - Video: The most common investment categories and the Bucket strategy
      2. Week 6 - Book recommendations: Learn more about stocks and bonds
      3. Week 6 - Workbook: A quick guide to starting your investment journey for beginners
  4. Weeks 7-9

    11 lessons
    1. Week 7: Reduce your expences

      1. Week 7: Your bi-weekly coaching session
      2. Week 7 - Video: Cut your biggest expenses
      3. Week 7 - Workbook: Three decision-making tools that help you save & invest more
    2. Week 8: Increase your income & the number of income streams

      1. Week 8 - Video: Increase your income and the number of income streams
      2. Week 8 - Workbook: How to increase your income – navigating the platform economy
      3. Week 8 - Workbook: 10 ideas how to increase your income & investments
      4. Week 8 - Workbook: Income stream map
    3. Week 9: Real estate investing

      1. Week 9: Bi-weekly coaching session
      2. Week 9 - Video: Real estate investing
      3. Week 9: Books and podcasts
      4. Week 9 - Workbook: The ABC of Real Estate Investing
  5. Weeks 10-12

    21 lessons
    1. Week 10: Increase your investments

      1. Week 10 - Video: Accelerate your money-making machine
      2. Week 10 - Video: The advantages of investing through a company
      3. Week 10 - Book recommendations: Stocks and bonds
      4. Week 10 - Workbook: The Compound Interest
      5. Week 10 - Workbook: The Bucket strategy
      6. Week 10 - Workbook: Increase your income and investments
      7. Week 10 - Workbook: The Savings Horizon
    2. Week 11: The Cashflow Quadrant & Start a business

      1. Week 11: Bi-weekly coaching session
      2. Week 11 - Video: FIRE No & Compound Interest, Rule of 72 and the 4% Rule
      3. Week 11 - Video: The Cashflow Quadrant
      4. Week 11 - Video: The Mindset of an Investor-Entrepreneur
      5. Week 11 - Robert Kiyosaki's Cashflow Quadrant visualised
      6. Week 11 - e-book: The Path to financial freedom and the power of starting your own business
      7. Week 11 - Workbook: Your FIRE Number
      8. Week 11: Life's too short to be wasting the best years of your life stressing over money 24/7
    3. Week 12: You're set for life!

      1. Week 12 - Video: Accelerate your wealth by being a business owner and an investor
      2. Week 12 - Workbook: Profitable & purposeful business
      3. Week 12 - Workbook: The Rule of 72
      4. Week 12 - Workbook: The 4% Rule
      5. Week 12 - Workbook: Your Freedom Vision
      6. Week 12 – Workbook: How to Accelerate Your Wealth as a Business Owner
  6. Summary and reflections

    4 lessons
    1. Book your final coaching session
    2. Programme Feedback
    3. Video: Thank you and summary
    4. Ready to Take Your Financial Freedom to the Next Level?

Your coach – Sophie Berggårdh

Sophie is a money mentor, brain-based coach, and investor who has built her own financial freedom from the ground up. She combines practical financial strategy with coaching methodology to help women build wealth in a way that fits their real lives — not a generic template.

Your investment

Includes all 12 weeks of content, 6 private coaching sessions, workbooks, tools, and WhatsApp support throughout the programme.

€ 4 500 onetime, all materials included

This programme is for educational purposes only. Sophie is not a licensed financial advisor. Investing involves risk. Please consult a qualified advisor before making investment decisions.

Not sure yet? Book a free 30-min call first >>